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Introduction to Umbrella Insurance

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Personal Liability Insurance (PLI) is designed to help protect your assets when any form of disaster hits you. For instance, you may be financially responsible for damages to someone’s property.

You may crash into someone’s house, in which case liability car insurance will cover legal expenses and the judgment of settlement.

What happens when the liability exceeds your insurance coverage limits? You could lose significant assets despite having liability insurance in some instances.

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