credit score to carry a balance.Credit cards are considered an unsecured loan. These types of loans don’t require collateral, but defaulting on them can trigger a lender to send your debt to a collection agency or take you to court.
Settling credit card debt as fast as possible can save interest amounts and even help you keep your credit score in good condition.
But settling these debts is often not as easy as acquiring them in the first place.Nonetheless, you can still do something about it.
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